The tipping point is here. The question of ISO20022 migration has moved from “if” to “when.” Come 2025; ISO 20022 will become a default standard for high-value payment systems for 80 percent of transaction volumes and 87 percent of transaction value globally. Adopted... View
While significant strides in recent years have helped streamline regulatory reporting, the regulatory burden for banks has increased at an unprecedented rate. For CFOs and CROs, one challenge in this maze of ever-evolving regulatory compliance is to keep costs in... View
For decades, financial institutions were seen as places where customers queued, and the inefficient processes caused frustrating delays. In the face of legacy mindsets and compliance mandates, banks, on their part, were hesitant to upgrade their systems. But most of... View
Chief information officers (CIOs) and their teams at leading FIs are busy embracing the next primary phase of digital transformation. Unsurprisingly, C-Suite bankers foresee and prepare for the “new normal” environments, such as remote working,... View
Flipping the odds for digital transformation success in the Banking and Fintech industry depends on customer experience. An influential study that dissects digital transformation success pegs banking as having the second highest rate after Telecom, Media, and Tech... View
Regression testing in banking often presents an uncomfortable tradeoff. Run the full suite and feedback may arrive too late. Run a reduced suite and teams may worry that the wrong scenario was excluded. The root problem is not always execution capacity. It is weak selection intelligence. Static regression packs were built for a more predictable […]
Release velocity is visible. Release confidence is harder to measure. A bank can reduce build time, automate deployment, and execute thousands of tests, yet still hesitate at the final release decision. The remaining uncertainty often concerns what the metrics do not reveal: untested dependencies, incomplete business scenarios, recurrent defect hotspots, or critical knowledge that never […]
Many banks have spent years expanding test automation. Yet release decisions can still involve lengthy reviews, oversized regression packs, manual impact analysis, and calls to the same subject matter experts. That is not evidence that automation failed. It is evidence that the problem changed. AI-first banking introduces faster change across increasingly connected systems. The quality […]