In a recent poll, 53% of banks and 69% of credit unions said that technology companies like Apple and Google would be their biggest competitors in 2020. These tech companies are branching into the financial world by making apps for their customers to make payments and... View
Banks today face various challenges due to rapidly evolving market dynamics, technological advancements, changing customer expectations, and regulatory requirements. Multi-headed challenge areas. Digital technology has disrupted the banking industry, compelling... View
The banking industry has witnessed significant technological advancements, revolutionizing how financial institutions interact with their customers. One such groundbreaking innovation is hyper-contextual banking, which leverages data, artificial intelligence, and... View
Digital technology has changed how people deal with money and will continue to do so. Today, people buy based on how they feel. The companies that can make a (digital) emotional link with their customers will be the ones that do best. To stay relevant in the current... View
Reporting to regulators documents information about how a banking business works and what it does. It includes both internal checks and reports from the outside. The goal of reporting is to ensure that people who need access must have it and that all parts of a... View
Regression testing in banking often presents an uncomfortable tradeoff. Run the full suite and feedback may arrive too late. Run a reduced suite and teams may worry that the wrong scenario was excluded. The root problem is not always execution capacity. It is weak selection intelligence. Static regression packs were built for a more predictable […]
Release velocity is visible. Release confidence is harder to measure. A bank can reduce build time, automate deployment, and execute thousands of tests, yet still hesitate at the final release decision. The remaining uncertainty often concerns what the metrics do not reveal: untested dependencies, incomplete business scenarios, recurrent defect hotspots, or critical knowledge that never […]
Many banks have spent years expanding test automation. Yet release decisions can still involve lengthy reviews, oversized regression packs, manual impact analysis, and calls to the same subject matter experts. That is not evidence that automation failed. It is evidence that the problem changed. AI-first banking introduces faster change across increasingly connected systems. The quality […]