Every regional bank CIO has sat through the same board meeting. Someone forwards an article about a money-center bank’s new machine learning platform. Someone else asks, not unkindly, why the bank doesn’t have something like it. The CIO explains, again, that the bank in the article spent more than a decade rebuilding its entire technology […]

Many UK banks already have an API programme. They have gateways, REST endpoints, microservices and integration platforms. Yet a familiar problem remains: adding the next channel, fintech partner or product still takes too long and still requires too much custom engineering. That should raise an uncomfortable architecture question. If the bank has invested in APIs, […]

For more than a decade, legacy core banking systems have carried much of the blame for slow releases, expensive change and fragile technology estates. The conventional answer has been equally familiar: replace the core with a modern, cloud-native platform and remove the constraint at its source. But for many UK Tier 2 and regional banks, […]