Every regional bank CIO has sat through the same board meeting. Someone forwards an article about a money-center bank’s new machine learning platform. Someone else asks, not unkindly, why the bank doesn’t have something like it. The CIO explains, again, that the bank in the article spent more than a decade rebuilding its entire technology […]

For more than a decade, legacy core banking systems have carried much of the blame for slow releases, expensive change and fragile technology estates. The conventional answer has been equally familiar: replace the core with a modern, cloud-native platform and remove the constraint at its source. But for many UK Tier 2 and regional banks, […]

Part 2 of 2. A seven-gate test for moving AI from pilot to production in regional banks. Part 1 sets the operating model these gates sit inside. The demo worked. The steering committee clapped. Eighteen months later, it’s still a demo. Plenty of regional banks will recognize that timeline. A Wolf & Company survey from […]