Something shifted in US banking technology strategy over the past year, and the data behind it is worth sitting with. A 2026 survey of 200 senior US banking executives found that 71% now agree their organizations need to modernize their platforms to bring new products... View
Ask any banking executive how many digital transformations fail, and you will likely hear a number: 70%. Push a little further and you might hear higher – 88%, even 93%. These figures circulate constantly, in conference keynotes, vendor decks, and LinkedIn... View
A transformation program slips six months behind schedule. The steering committee convenes. Someone asks the obvious question: was this the wrong strategy? Within a quarter, there is a revised roadmap, a fresh set of slides, and a familiar cycle beginning again... View
A global data review of the execution gap in banking transformation, and what separates the institutions that close it. Every bank pursuing transformation today is chasing roughly the same strategy: modernize the core, become AI-first, put the customer at the center,... View
Every AI governance conversation eventually reaches the same budget question: is this actually worth the spend, or is it insurance against a risk that might never materialise? It’s a fair question, and it deserves a real answer rather than a reassurance. The real... View
Regression testing in banking often presents an uncomfortable tradeoff. Run the full suite and feedback may arrive too late. Run a reduced suite and teams may worry that the wrong scenario was excluded. The root problem is not always execution capacity. It is weak selection intelligence. Static regression packs were built for a more predictable […]
Release velocity is visible. Release confidence is harder to measure. A bank can reduce build time, automate deployment, and execute thousands of tests, yet still hesitate at the final release decision. The remaining uncertainty often concerns what the metrics do not reveal: untested dependencies, incomplete business scenarios, recurrent defect hotspots, or critical knowledge that never […]
Many banks have spent years expanding test automation. Yet release decisions can still involve lengthy reviews, oversized regression packs, manual impact analysis, and calls to the same subject matter experts. That is not evidence that automation failed. It is evidence that the problem changed. AI-first banking introduces faster change across increasingly connected systems. The quality […]