Every regional bank CIO has sat through the same board meeting. Someone forwards an article about a money-center bank’s new machine learning platform. Someone else asks, not unkindly, why the bank doesn’t have something like it. The CIO explains, again, that the bank in the article spent more than a decade rebuilding its entire technology […]

Part 2 of 2. A seven-gate test for moving AI from pilot to production in regional banks. Part 1 sets the operating model these gates sit inside. The demo worked. The steering committee clapped. Eighteen months later, it’s still a demo. Plenty of regional banks will recognize that timeline. A Wolf & Company survey from […]

Part 1 of 2 – A right-sized AI operating model for regional and community banks: six choices, tiered governance and a 90-day start. Part 2 sets the production gates every use case has to clear. Take a Tier 1 AI strategy and cut the budget by 90%. What’s left can’t staff itself, can’t govern itself […]